Interest free credit

Up to 4 Years' 0% Apr interest free credit

If you are looking to spread the cost of your purchase, we offer up to 4 years 0% APR interest free credit on any orders over £300. The length of the term available to you will be dependent on the total value of your order, which can include delivery or Guardsman.

The finance loan is provided by Hitachi Capital (UK) PLC and is subject to status.

Do I need to pay a deposit?
Yes. When buying online, you'll be asked for a minimum of 10% deposit to be paid at the time you place your order.

What are my monthly repayments?
This table gives you a representative example of your options, where your repayments are either £45 or £37.50 a month.

IFC Table
Representative example: Cash price £2000. Deposit (25%) £500. 30 monthly payments of £50. Total payable £2000. Minimum credit balance £375. Subject to status. Written quotation upon request. Licensed credit brokers – Slough SL1 4DX. Authorised and regulated by the Financial Conduct Authority. The credit advertised is provided by one external credit provider.

How do I choose to pay by interest-free credit?
Simply select the interest-free credit option in your basket or let your sales consultant know if you're buying over the phone.

How long is the repayment period?
Your repayment period depends on how much you spend. When buying online, the options will be made clear as you proceed through checkout. If you are buying over the phone, your sales consultants will let you know what your options are.

When do my repayments start?
Your monthly repayments will begin around 4 weeks after your purchase has been delivered or collected.

Are there are any arrangement fees or hidden extras for credit?
No. You won't pay a penny more if you choose the interest free credit option. You can make overpayments or pay off your agreement early without any charges.

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