Furniture Village

Spread the cost with up to
30 months interest free credit

Looking to spread the cost of your purchase? No problem. We offer up to 30 months 0% APR interest free credit on any orders over £500, making life that little bit easier.


It's free and easy

Our interest free credit calculator gives you an example of your options, just pop in your total order value to calculate your repayment schedule.

*The length of term available will correlate with your total order value, including delivery charges or Care+ Protect insurance plan.

Contact us

Monday to Sunday, 10am to 8pm

How to apply online

Up to 30 months Interest free credit is available on all orders over £500 , all you need to pay is a minimum 20% deposit – you can pay more if you wish. When buying online, simply follow the easy steps during Checkout. If you’re buying over the phone, our team will explain your options.

As you progress through Checkout, if you select Interest Free Monthly payments we’ll ask you to confirm your deposit and repayment period. When you confirm your order, your deposit payment will be charged. You will then be taken to Novuna Personal Finance’s website to complete your credit application. Please note, your order will only be processed once your credit application has been accepted.

The table below shows minimum spend and deposit amounts for Interest Free Credit.

  • Payment term
  • Minimum spend
  • Deposit value (10%)
  • Monthly payments
  • 5 months
  • £500
  • £50
  • £90
  • 10 months
  • £750
  • £75
  • £68
  • 20 months
  • £1000
  • £100
  • £45
  • 30 months
  • £2000
  • £200
  • £60

No hidden costs

It’s simple. There are no arrangement fees and no hidden costs. You won't pay a penny more with our interest free credit option. You can make overpayments or pay off your agreement early without any charges.

Looking to spread the cost of your purchase? Find out how we can help you do just that.

What happens next?

Your monthly repayments will begin around four weeks after your purchase has been delivered. The length of the term available will correlate with your total order value, meaning larger purchases come with more time to spread the cost.

*0% APR Representative example: Cash price £2000. Deposit £400. 20 monthly payments of £80. Total payable £2000. Minimum spend of £500. Subject to status. Written quotation upon request. Furniture Village Ltd (Company number 2307708, Slough SL1 4DX) are a credit broker, not a lender. Authorised and regulated by the Financial Conduct Authority. The credit advertised is provided by an external credit provider; Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC and is regulated by the Financial Conduct Authority.

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