How to apply online
Up to 3 years Interest free credit is available on all orders over £375, all you need to pay is a minimum 20% deposit – you can pay more if you wish. When buying online, simply follow the easy steps during Checkout. If you’re buying over the phone, our team will explain your options.
As you progress through Checkout, if you select Interest Free Monthly payments we’ll ask you to confirm your deposit and repayment period. When you confirm your order, your deposit payment will be charged. You will then be taken to Hitachi Capital’s website to complete your credit application. Please note, your order will only be processed once your credit application has been accepted.
The table below shows minimum spend and deposit amounts for Interest Free Credit.
||Deposit value (20%)
||Minimum loan value
*0% APR Representative example: Cash price £1500. Deposit (20%) £300. 24 monthly payments of £50. Total payable £1500. Minimum spend of £375. Subject to status. Written quotation upon request. Furniture Village Ltd (Company number 2307708, Slough SL1 4DX) are a credit broker, not a lender. Authorised and regulated by the Financial Conduct Authority. The credit advertised is provided by one external credit provider.
No hidden costs
It’s simple. There are no arrangement fees and no hidden costs. You won't pay a penny more with our interest free credit option. You can make overpayments or pay off your agreement early without any charges.
What happens next?
Your monthly repayments will begin around four weeks after your purchase has been delivered or collected. The length of the term available will correlate with your total order value, meaning larger purchases come with more time to spread the cost.